The 8 Best Cell Phone Insurance Providers of 2021Android Apple Tips
Although some service providers such as AT&T, Verizon, and Sprint are on this list, other insurance plans may cover your device with a third party that may be better suited to your needs. For example, a clumsy iPhone user might be better protected in Apple with Apple Care +. However, if theft is a primary concern, Apple Care + may not be the best option because it is harder to claim theft than loss claims. Be sure to think about what you need for your needs before reviewing the best cell phone insurance for the 2021 Roundup.
- Best for Multiple Devices: Verizon Total Mobile Protection at Verizonwireless.com
- Best Budget: Square Trade on SquareTrade.com
- Best Coverage: Staymobile Protect Plan at SteamMobile.com
- Best for Families: AT&T at att.com
- Best for Samsung Devices: Samsung Premium Care at Samsung
- Best for Apple Devices: AppleCare+ at Apple.com
- Best for repairs: at sprint.com
- Best for long term coverage: Geek Squad at Best Buy
Best for multiple devices: Verizon Total Mobile ProtectionIf you have multiple devices that need to be protected, you want a plan covering them all without any hassle. Fortunately, Verizon's Total Mobile Protection Plan allows you to insure up to 10 lines at a time. It costs $15 to cover a smartphone or smartwatch and requires a deduction. You will cover lost or stolen phones, water malfunctions, and even defects from your warranty. (This does not apply to Florida residents as the Asurion's Insurance Program covers them.) It offers cracked screen repair when parts are available.
Best Budget: Square TradeYou know your car is good with Allstate, but did you know that your phone can too? Square Trade is a subsidiary of this well-known insurance company and offers affordable and comprehensive coverage on all your devices. It's also much cheaper than other options on the market - the maximum monthly premium is less than $9. The cost of deductions is also below average, and the per claim is only $149. One of the great benefits of this plan is that you pay for coverage, not per device, which means you don't have to worry about updating your plan every time you get a new phone. Your coverage will continue even if you switch providers, which is convenient for busy professionals or families. You can cancel at any time, making it an affordable and flexible option.
Best Coverage: Staymobile Protect PlanThe Staymobile Protect Plan offers comprehensive coverage for many different things. Defective pixel? A slight annoyance, but a constant - thanks, It is covered under this scheme. Is your phone overheated, dusty inside, or damaged by moisture? It also covers things like bad buttons, cracked screens or broken headphone jacks. Minor issues will be resolved soon, and you can easily order replacement phones by mail or at a mobile location. Your issues will be resolved soon, as the site supports 24-7 claims. Special plans are also available for enterprise customers, so this plan is great for companies looking for affordable device insurance.
Best for Families: AT&TIf you have young children with cell phones, you can almost guarantee that one of them will be lost or lost at some point. Thankfully, AT&T offers great coverage options at affordable prices. For $8.99 a month, you can get coverage on a device that insures against damage, theft, and non-bailable warranty defects. It also includes one-day screen repairs, depending on your device and location, which can be life-saving if you accidentally drop your phone. For $15 a month, you can get the same coverage with extra charges like tech support, unlimited photo storage, and identity protection. For $40 per month, you can get a plan that includes four devices, insurance against loss and theft, and unlimited photo and video storage. (If you have a non-AT&T laptop or tablet, you can also get insurance under this plan.)
Most problems may be repaired one day, or repaired the next day or for others to be replaced. You also get identity protection as an added feature. AT&T also has reliable customer service. The tech team can help you at any time if you need help solving a problem or an issue.
Best for Samsung Devices: Samsung Premium CareIf you have the latest and greatest Android phone, you can probably cover it with Samsung Care + Plan for only $12 per month. Licensed technicians do all repairs with Samsung parts, so your cell phone is guaranteed to work like new. You can sign up at the time of purchase or within 365 days of phone activation. You can get Samsung Care + by buying the Samsung + app. (Note that you will need to provide photo proof that your phone is in good working order.) If you frequently damage your phone, you will appreciate that you can get three insurance devices per year. However, if you think you will lose or steal your phone, this is not a plan for you, as these two scenarios are not covered.
Best for Apple devices: Apple Care +If you have an iPhone or other Apple device, you may be familiar with Applecare. Any new iPhone comes standard with one year warranty and three months of tech support, but you can extend this warranty by purchasing Apple Care. It will cost you $100 or more plus disconnection, but if you are particularly prone to an accident, then It's worth it.
Apple Care has covered up to two damage claims, but you are charged with loss or theft. These issues are covered separately, and there is a slight risk: you have to find my phone enabled when your device is lost or stolen, or your damage is not covered. To repair Apple, Apple Care requires that you visit your phone at an authorized retailer or Apple Store or Mail.
Best for repairs: SprintOne of the great benefits of Sprint's insurance plan Sprint Complete is that it offers a huge discounted repair: a cracked screen will only get you back $29, And if you come to one of the more than 450 Sprint stores for repairs, in most cases you can get a daily service. If you have just one simple problem, you can usually fix it yourself using Sprint's self-service portal. And if your device is lost or stolen, you'll be able to get a replacement the next day and report the theft on Sprint's website to expedite your services. Unfortunately, Beyond minor damage, deduction limits can be very high: Amounts range from $50 to $300. Any replacement phone will be covered for 12 months under the limited warranty.
Best for long term coverage: Geek SquadBest Buy Geek Squad protects your devices for up to two years. Pricing depends on your phone price and whether you buy a basic security plan or one that covers damage and theft. Both plans insure you against device malfunctions as well as some human errors, such as dropping your device or fill it with coffee. Any items that come with the purchase of your original phone are also covered. If your phone stops charging, Jack Squad also offers battery replacement, although this is limited to replacing non-disposable batteries.
Another great benefit is that you can buy a Geek Squad protection plan for someone else or transfer ownership of it to someone else. If you need service for your device, you can visit your local Geek Squad store or call the support line and have your device repaired.
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